FAQ: Collision Insurance Claims


FAQ: Collision Insurance ClaimsIf you have recently been involved in an accident it is likely that you have many questions about what to do, especially if this is something you have never experienced before. The following is a quick guideline about how to handle the situation. While every situation is going to be different, there are a few similarities about the repair process and what happens after an accident, especially when it comes to insurance. Should you have any more questions about auto body repair be sure to speak with your local collision repair specialist and contact your insurance agent.

What should I do immediately after an accident?

Once the dust settles you will want to check yourself for injuries. If able you should then check on your passengers and any occupants of other cars involved. If it appears to be necessary or if someone asks for it, be sure to call 911 right away to request an ambulance. It is a good idea to contact the police anyway to request the presence. This will give you the opportunity to fill out a police report, which can be valuable evidence for your insurance. Before leaving the scene contact your insurance company to file a claim. They may request that you take pictures of the accident scene or collect other sorts of evidence.

Will my insurance cover the cost of repairs?

What your insurance covers will depend on the type of coverage you have. It is important to understand what your insurance policy actually says before you ever have to use it. Some coverages will pay for everything, minus deductibles, while other policies may not actually pay for anything if the accident was your fault.

Do I have to go to the auto body shop my insurance suggests?

Your insurance company is likely to provide you with a short list of auto body repair shops it would prefer that you use. You do not have to use any of these! It is up to you to select a shop and you can pick any one you wish and the insurance company legally has to pay out on your claim. It's a law!

How long will it take to repair my vehicle with an insurance claim?

The repair process will vary based on the damage your vehicle suffered, not necessarily your insurance. It can take anywhere from a few days to multiple weeks, depending on the severity of the situation.

What auto body repair shop in Bountiful works with my insurance?

If you're looking for a reputable auto body repair shop in Bountiful, UT, that will work with your insurance, reach out to The Paint Spot. Our collision repair team is happy to work with your insurance company to ensure your vehicle is properly repaired and as many costs as possible are covered. To learn more, or to request an estimate for superior collision repair in Bountiful, give us a call at (801) 797-3920 today.


The Paint Spot Blog
Posted April, 10, 2020

Written and Published By MORBiZ